How Pawning works?

Convert your valuables into instant cash!

Pawnbroking put simply, is an instant and hassle-free solution for your short term cash needs!

MoneyMax Pawnshop offers instant cash for your valuables – gold or luxury timepieces – without needing to fill in forms, go through credit checks or wait for the approval. With up to a 6 months redemption period and the option of renewal, your valuables will be stored safely in our vault. Thus, be assured that your pledged item(s) will not be sold during the redemption period, and you can simply redeem it back by paying your loan at any MoneyMax Pawnshop.

You can also find out how much your valuables are worth from the comfort of your home by using our online valuation!


Bring your Identity Card and the valuable(s) you would like to pledge to any MoneyMax Pawnshop.
Our experienced valuer will appraise the pledged item’s value and propose a loan amount.
Accept valuation and get instant cash
Renew or redeem the pledged item(s) anytime within the 6 months redemption period by paying the required amount.

This assessment is part of MoneyMax’s internal compliance procedures and is not a valuation representation or assurance to the customer or to any third party.


It is imperative to note that the loan amount offered on the pledged item is not an indication of the guaranteed market value of the pledged item. The loan amount is also subject to the staff’s judgement of the value as well as the credit worthiness of the customer



The pawn ticket holder is entitled to assign the pawn ticket to a third party. The third-party holder of the pawn ticket redeeming the pledged item will, however, bear the full risk with regard to the true value of the pledged item.
The pawnbroker does not in any way nor in any of its terms and conditions of its business provide any representation or warranty to any third party with regard to the true value or authenticity of the pledged item.
As part of MoneyMax’s Pawnshop’s due diligence to ensure that the original pledged item is delivered to the pawn ticket holder, our staff will verify the item against the salient details and description that are stated on the pawn ticket.
It is important to bear in mind that it is a risk when buying a pawn ticket from anyone as there could be legal implications in connection with the ownership or origin of the pledged item. In addition, the loan amount stated on the pawn ticket may not reflect the actual value of the pledged item.
A third party holder of the pawn ticket can only look to the original pawn ticket holder for recourse in the event the redeemed item is not genuine or authentic. The pawnbroker is merely a safe-keeper and does not provide any warranty or assurance of the value of the pledged item.



How does a pawn loan work?

Pawnbroking is a form of short-term and hassle-free collateralized loans. Unlike banks and financial institutions which perform document checks and assessments on salary checks, pawnbroking cash loans are offered in our stores within a few minutes upon the assessment of the valuables.

1) Simply bring your valuable(s) to any MoneyMax Store. We accept assets ranging from gold, gemset jewellery and luxury timepieces.

2) Our experienced valuers will appraise your item and offer you the most favorable valuation.

3) Accept the offer and receive 100% Instant Cash!

Visit MoneyMax – Your Instant Cash Solution!

How long does it take for a pawn loan to be processed?

A pawn loan is typically processed in as little as 3 minutes! Too busy to visit our stores? Try our online valuation service to get an estimated value of your valuable(s) within 3 business days!

How much interest must I pay for a pawn loan?

MoneyMax offers a low monthly interest rate as low as 2%!

For example, if you took a pawn loan of RM1000 for 2 months, the Interest Payable would be 2% x RM1000 x 2 months = RM40.

What do I need to bring?

Simply bring your valuable along with your identification card, passport or foreign document.

How do you determine the value of my item?

Our experienced valuers will assess the value of your items based on its precious metal content, quality and condition. Call and book an appointment with us now!

Can I pay my interest at other MoneyMax branches?

No you’re not able to do this. Please make all payments at the MoneyMax branch which you have pawned your items. View our list of outlets here.

What should I do if I lose my pawn ticket?

Please contact the MoneyMax outlet where you have pawned your item so we can assist you in re-issuing a new pawn ticket.

View our list of outlets here.

Are my items insured?

Yes, your valuables are insured from the time you pass them to us and are kept safely in our vault under close supervision.

MoneyMax provides a trusted and reliable financing alternative to traditional lenders. Through the implementation of strong internal controls, MoneyMax offers customers peace of mind when they place their valuables in our custody.

How long can I leave my valuable with you before I redeem it?

It is mandated under the Pawnbroker KPKT, that in the event any pledged collateral should be redeemed within the redemption period of 6 months.

Can I still redeem my item after the pledge expires?

No, customers are unable to redeem their items after the expiry of your pledge.

Click on the video to learn more about MoneyMax’s services!